When Disability Strikes, Will You Be Prepared?
By Christine Muñoz, IIABA Director of Employee Benefits
Tomorrow marks the first day of May. Did you know that May has been designated Disability Insurance Awareness Month in order to educate consumers about the need for disability coverage? As an insurance agent, you spend your days protecting others from the risks of the unknown. But do you know your own risk when it comes to disability?
It’s a common misconception that disability is most often caused by accidents or work injuries. But illnesses like cancer, heart attacks and diabetes are the leading cause of long term disability. Approximately 90% of disabilities are caused by illnesses rather than accidents, according to the Council for Disability Awareness Long Term Disability Claims Review 2010.
Read MoreEnsuring it’s done the way it used to be. . .
11/23/2012 – Written by Lori Helms – Lake Norman Citizen – Published inThe Pulse
- Fogle Insurance Group in Huntersville
To keep it personal, family business Fogle Insurance started small, and stays small with a purpose.
When it comes to the insurance business, times sure have changed.
There was a day when your agent was likely your neighbor — someone you saw regularly at church or in the grocery store, someone who knew the names of your kids and the family pets.
There was a day when your agent visited you at your home, discussing your family’s shifting insurance needs over sweet tea at the kitchen table as jobs changed, incomes changed and kids
Governor McCrory Announces “Partnership for a Healthy North Carolina”
Introduces Medicaid Reform Framework to Improve Care, Service and Health Outcomes for Most Vulnerable North Carolinians While Strengthening the System for Future Generations
April 3, 2013 • Healthcare
Direct Link To Press Release – http://www.governor.nc.gov/newsroom/press-releases/20130403/governor-mccrory-announces-partnership-healthy-north-carolina
Raleigh, N.C. – Today, Governor McCrory outlined a framework for Medicaid reform to improve care, customer service and results for North Carolina’s young and elderly, disabled, mentally ill and low-income families. The plan, entitled “A Partnership for a Healthy North Carolina,” calls for providers, recipients, taxpayers and the state to come together to implement a coordinated care model of delivery to bring long-term predictability, sustainability and efficiency to the program.
“Medicaid reform is long overdue and essential for the future health of North Carolina,” said Governor McCrory. “We’re bringing all partners together to improve care, customer service and efficiency, but most importantly, to deliver right care at the right place at the right time to improve results for our state’s most vulnerable citizens.”
Teen driving deaths up in NC
The number of traffic deaths in the state among 16- and 17-year-olds increased 55 percent when compared with 2010, according to preliminary data in a study by the Governor’s Highway Safety Association examining the first half of 2011, the latest time frame for which traffic crash data is available nationally.
N.C. Highway Patrol statistics for drivers ages 14-19 show that for all of 2011, there were 54 teen driver fatalities statewide, up 8 percent from 2010. In WNC, deaths involving drivers 19 and younger decreased from nine to eight in 2011.
Written by
Romando Dixson
The Health Care Law
In March 2010, President Obama signed into law the Affordable Care Act.
The Law Increases Your Access to Affordable Care. Please feel free to pick up the phone and give us a call if you have any questions about this law. Your local Huntersville – Charlotte Fogle Insurance Agent will be more than happy to provide you answers to all your insurance questions.
In many cases, you can get preventive services for free:
- Depression screening
- Birth control
- Tobacco cessation counseling and interventions
- Cholesterol screening
- Blood pressure screening
- Vaccinations such as flu, mumps & measles
- And more…
Did You Know…
- The law builds on our private health insurance system.
- The law gives states significant flexibility in implementing the law. If states can identify their own path to accomplish the same goals, they’re free to take it.
- The law does not add to the deficit. According to the independent Congressional Budget Office, the law is paid for.
There are new plans in every state for people who have been locked out of the insurance market because of a pre-existing condition like cancer or heart disease.
Read the entire article here @ http://www.hhs.gov/iea/acaresources/general.pdf
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Kobe Cares Donation Drop Site
Fogle Insurance Group is proud to participate in the most worthy charity. We have volunteered to be a donation location.
So this holiday season if you are in the spirt of giving please drop by and see us at 10105 Hickorywood Hill Ave – Suite A Huntersville, NC 28078.
North Mecklenburg Animal Rescue Kobe Cares Pet Supply Donations Site
Click Here To View The Full Size PDF File
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