Umbrella Liability Insurance

What An Umbrella Policy Is, and Why You Might Need It

Most Americans view auto insurance as necessary to protect against the costs of a car accident. Likewise, it’s common knowledge that Huntersville and Charlotte homeowners insurance helps families rebuild their lives and homes. An “umbrella” policy is not as well known, but anyone who owns a home or any assets should consider buying it.

Umbrella liability insurance in Huntersville covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance.

The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim. The umbrella policy keeps the hands of the claimant from the personal, family and business assets of the negligent person.

We can review your family’s coverage to ensure you are protected.

So just give us a call or click for a free quote to find out how we can help you today. Remember we are all in this together and we can help to provide for you and your family better coverage to insure a safer future.

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