Individual or group disability policies give you the protection most people leave unprotected – income.
A disability policy will pay a monthly portion of your income if you become disabled. A workers compensation policy will only pay out in the event you have an accident while on the job. A disability policy will be there for you 24/7
If you were to become disabled, there are not only consequences for yourself, your customers and employees will suffer as well. Business Owners have the oportunity to add coverage that will help their business run while the owner is not able to do it themself.
Are you offered a disability plan through your employee benefits? If not, you can still be covered individually! It will also be able to travel with you as you may change jobs – unlike group plans that would go away once you left the employer.
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